DESCRIPTION
Your client’s financial statements provide key information to multiple stakeholders. One critical stakeholder is the client’s current and/or potential lenders. Being able to view those financial statements from the banker’s perspective is crucial for providing effective advice and deepening the client relationship. Using a combination of instruction, interactive discussions, and practical exercises, participants will gain insights into the key metrics and other data bankers prioritize.
LEARNING OBJECTIVES
- Describe and evaluate the role loan covenants play in the client’s financial planning and analysis process
- Identify, calculate, and interpret essential financial ratios and understand their implications for lending decisions
- Detect common financial issues and red flags that may raise concerns for bankers, enabling proactive client support
